Buy Now, Pay Later

We pride ourselves in offering transparent, quick financing to our customers.

CONVENIENT

No need to wait. Buy today and make easy monthly payments.

FLEXIBLE

The option to pay over time is available to most customers through Affirm financing.

TRANSPARENT

There's no surprises! You will never owe more than what you agree to upfront.

HERE'S HOW IT WORKS

SELECT AFFIRM AT CHECKOUT

Then just enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.

CHOOSE HOW TO PAY

Select the payment schedule you like best, then confirm your loan. You’ll never be charged more than you see up front.

MAKE EASY MONTHLY PAYMENTS

Just download the Affirm app or sign in at affirm.com to make payments. You’ll get email and text reminders whenever a payment’s coming up. With Affirm, there will never be hidden fees or surprises.

WHAT IS AFFIRM?

Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers real-time financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments.

WHY BUY WITH AFFIRM?

Buy and receive your purchase now, and pay for it over time. This allows you to split up the price of your purchase into fixed payment amounts that fit your monthly budget. If Affirm approves you for a loan, Affirm discloses your loan terms before you make your purchase. You’ll know exactly how much you’ll owe each month, the number of payments you must make, and the total amount of interest you’ll be paying over the course of the loan. Affirm does not charge hidden fees.

The application process is secure and in real-time. Affirm asks you for a few pieces of information. After you provide this information, Affirm will notify you of the loan amount you’re approved for, the interest rate, and the number of months you will have to pay off your loan, all within seconds.

You don’t need to have a credit card to make a purchase.

Affirm bases its loan decision not only on your credit score, but also on several other data points about you. You may be eligible for Affirm financing even if you don’t have an extensive credit history.

Affirm will send you email and SMS reminders in advance of your upcoming payment. You can also enable “Autopay” to schedule automatic monthly payments on your loan.

Your rate will be 0% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders.

Options depend on your purchase amount, and a down payment may be required.